Primelendsolutions Privacy Policy & Federal Privacy Notice

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Welcome to Primelendsolutions. We believe that consumers deserve the utmost respect when it comes to the privacy of their personal information. This Privacy Policy applies to Primelendsolutions Marketplace, Inc. and its wholly owned subsidiary, Primelendsolutions Funding LLC (together, “Primelendsolutions”, “we,” “us” or “our”).

We have prepared this Privacy Policy to explain how we collect, use, protect, and disclose information and data when you use Primelendsolutions’s websites, services, and mobile applications. This Privacy Policy also explains your choices for managing information preferences, including opting out of certain uses of your personal information. By accessing or using Primelendsolutions’s websites, mobile applications or services, you consent to this Privacy Policy.

If you have questions or complaints regarding our Privacy Policy or practices, or if you need assistance in exercising any of your choices under this Privacy Policy, please contact us at privacy@Primelendsolutions.com.

This policy applies to all current and former Primelendsolutions customers. Note that, in order to use our services, you must be 18 years of age or older.

Effective January 1, 2020, the California Consumer Privacy Act (“CCPA”) provides specific rights and protections to California residents. If you are a California resident, please see the section entitled “Notice to California Residents” below for more information.

INFORMATION Primelendsolutions COLLECTS ABOUT YOU

Information Provided by You

We collect personal information about you that you provide while you use Primelendsolutions websites, including but not limited to, www.Primelendsolutions.com, www.Primelendsolutionscards.com, www.myPrimelendsolutionscard.com, or www.Primelendsolutionshealthcare.com or any other associated websites, desktop or mobile applications (collectively, the “Primelendsolutions website” or “Primelendsolutions websites”). We collect this information when you apply for credit or register as a borrower or investor. Additional information may be gathered during your subsequent use of the Primelendsolutions websites, or when we communicate with you via telephone, email or other means.

Certain personal information must be supplied when you apply for credit and/or register as a borrower or investor, or in connection with servicing your account, in order to meet our legal obligations, verify your identity, facilitate determinations for credit eligibility, protect against fraud, and complete your transaction.

We may also collect information that you provide to us about your co-applicant in connection with a joint application or loan. By submitting information about someone other than yourself, you represent that you are authorized to provide us with that person’s information for the purposes identified in this Privacy Policy and/or in connection with our services.

In addition, we gather names, email addresses, and phone numbers of people who contact us with questions. We collect this information only for the purpose of responding to inquiries. If you use our “refer-a-friend” feature, we will collect information from you in order to process your referral request.

You may also provide your information to certain third-party financing platforms who will process your application for credit and may provide your information to us. The use of your information by that online financing platform is governed by that company’s privacy policy.

Information Collected From Third Parties

When you check your rate or apply for credit through Primelendsolutions, we will collect information from credit bureaus and other third parties to facilitate determinations for credit eligibility, perform analyses, provide you with marketing offers and assess risks related to extending credit to you and any co-applicant and, if you are a personal loan applicant, to help investors determine whether to commit to your personal loan. If you obtain a personal loan or credit card through Primelendsolutions, we also collect information throughout the life of your financial obligation through Primelendsolutions from credit bureaus and other third parties in order to assess risks associated with your financial obligation, perform analyses, provide information to investors interested in buying or selling your financial obligation, and to provide you with marketing offers. If another company refers you to Primelendsolutions or assists you in any way in the application process, we may also collect your information from that company in order to process your application.

If you register as an investor through Primelendsolutions, we will collect information from credit bureaus and other third parties to verify your identity and bank account information and assess risks related to your account. If another company refers you to Primelendsolutions or assists you in any way in the registration or investing process, we may also collect your information from that company in order to process your registration or request, or to update your account information.

Information Gathered Based on Your Activity on the Primelendsolutions Websites

In order to provide services to you, improve our business and maintain records required by law, Primelendsolutions collects information about your transactions and activity. For personal loan borrowers, this includes your payment history. For credit card customers, this includes your transaction data such as credit card purchases, payment or transaction history. For investors, this includes your fund transfers and purchases. For all users, Primelendsolutions and/or its service providers collect information about your visits to www.Primelendsolutions.com, www.Primelendsolutionscards.com, www.myPrimelendsolutionscard.com, or www.Primelendsolutionshealthcare.com and other Primelendsolutions websites and the computer or device through which you access our websites, such as your IP address, geographical location, operating system, browser type, referral source, time and length of visit, button clicks and/or page views, and your mobile device identifier (IDFA or AAID). With respect to individuals that have not created user accounts with Primelendsolutions, we do not associate the information that we collect with a particular consumer or household.

For customers using our mobile apps, the mobile apps may periodically collect, transmit, and use geolocation information to enable certain features, including features that prevent fraudulent card use and send alerts, but only if you expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the mobile app is being used or not at all, depending on your selection. You can change your location permissions at any time in your mobile device settings.

Analysis & Data Optimization

Primelendsolutions also uses your information to conduct analyses related to our services and Primelendsolutions websites. We use this information to improve credit models and our services. We also use this information to improve Primelendsolutions websites’ usability and to evaluate the success of particular marketing campaigns and other activities.

Marketing & Surveys

Primelendsolutions may also use your personal information to select you for certain marketing communications, newsletters, surveys and/or requests for feedback regarding your experience. Primelendsolutions may use your personal information both to select you for offers and to communicate offers to you.